Appliances
Samsung 55" QLED
GH₵1,499/mo × 4
Shop now, pay later
with Credstore
Flexibility at your fingertips. Choose your products, split payments over time, and enjoy instant approval with Credstore.
Mobile accessories
Sony WH-1000XM5
GH₵625/mo × 4
Computers
MacBook Air M3
GH₵2,231/mo × 4
Mobile phones
iPhone 15 Pro Max
GH₵2,125/mo × 4
12 months of cover
Every product you buy on Credstore comes with 12 months of insurance cover, included.
Fixed instalments
Split your order over 2, 4 or 6 months. The number you see upfront is the number you pay.
Here when you need us
Chat, email or call. Real people on hand, wherever you are shopping from.
Shop
Product categories
Improve the quality of your lifestyle when you buy now and pay later on Credstore.
How it works
Four steps to your first order
No paperwork, no branch visit, no waiting on a credit committee.
- 01
Onboard and get assessed
Sign up in minutes. Our AI checks your creditworthiness while you finish the form.
- 02
Shop and split payments
Buy from partner merchants and spread the cost over 2, 4 or 6 months.
- 03
Instant approval and cover
Real-time credit decisions, with 12 months of product insurance included.
- 04
Repay your way
Mobile money, card or bank transfer — with reminders before every due date.
Work out the cost
See what you'd pay before you commit
Move the amount and the term. The full repayment schedule is in front of you before you ever reach a checkout.
- Fixed instalments — the number you see is the number you pay.
- No compounding interest and no late-payment penalties.
- Twelve months of product insurance included on every order.
GH₵
Per month
GH₵2,400.00
TotalGH₵9,600.00
Illustrative only. Your final rate depends on your credit assessment.
Marketplace
Real products, verified merchants
Everything here is available to pay for over time.
iPhone 15 Pro Max 256GB
Tech Haven
GHS 8,499.00
Pay over time
Samsung Galaxy S24 Ultra
Mobile Kings
GHS 7,299.00
Pay over time
MacBook Air M3 13-inch
iStore Ghana
GHS 9,999.00
Pay over time
Support
Questions, answered
The things people ask before their first order.
Still stuck?
Chat, email or call — real people, wherever you are shopping from.
Get started
Shop today, pay over the months ahead
Create an account, see what you are eligible to spend, and split your first order into fixed instalments.