Helping people buy what they need today, and pay over time
Credstore is a buy now, pay later platform for shoppers, merchants and employers across Ghana, Rwanda and the USA.
Explore the marketplaceOne platform, three ways in
Shoppers spread the cost, merchants close the sale, and employers offer a benefit their team will actually use.
For shoppers
Shop now, pay in fixed instalments
Split an order over 2, 4 or 6 months, with 12 months of product insurance included.
Learn more
For merchants
Sell more and get paid upfront
Offer buy now, pay later online and in-store. We take the credit risk and handle repayments.
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For companies
A staff benefit repaid through payroll
Give your employees access to flexible payments, with repayments deducted from payroll.
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Credit that is clear from the start
- 01
The number you see is the number you pay
Instalments are fixed before you check out. No compounding interest and no hidden fees.
- 02
No predatory late fees
We send reminders before every due date. If a payment is missed, we pause new purchases until it is resolved.
- 03
Cover on every order
Every product bought on Credstore comes with 12 months of insurance cover, included.
- 04
More than a credit score
Approval is based on verified income and employment, not just your credit history.
- 05
Your data stays protected
We encrypt data with AES-256 and partner with regulated payment processors to handle all money movement.
On the ground in three markets
Real people on hand, wherever you are shopping from.
Ghana
No. 7 Forest Avenue, Dzorwulu, Accra
+233 247 434 650Rwanda
Bumbogo, Gasabo, Kigali
+250 795 195 385USA
254 Chapman Rd, Ste 208 #24715, Newark, Delaware 19702
+1 551 430 455
Shop today, pay over the months ahead
Create an account, see what you are eligible to spend, and split your first order into fixed instalments.